The Smart Choice; Refinancing Your 

$4000 Cash Back

Save money on your mortgage payment, shorten the term of your loan, and build equity faster, all by some smart refinancing. 


Refinance Home Loan

Reduced interest rates on existing loans are among the best reasons to refinance. In the past, it was generally considered a good idea to refinance if you could lower your interest rate by at least 2%. Despite this, lenders say that 1% savings is enough to go for the option of refinancing your home. You can budget some of the costs by using a mortgage calculator, such as the one at Star Homeloans. Or you can book an appointment with us to know more about our refinance home loan rates.

During times of low interest rates, homeowners may be able to refinance an existing loan into one that has a shorter term, without making significant changes to their monthly payment. As well as saving money, reducing your interest rate increases the rate at which you build equity in your home and decreases the size of your monthly payment. Get in touch today to avail some of the best home loan refinance offers in Australia.

Mortgaging Done the Right Way

Our unique and smart approach of looking at mortgages and home loans can enable you:

  • Save tens of thousands of dollars
  • Live a debt-free life
  • Have full ownership of your home. 



Star Homeloans is all about helping you find the best mortgage deal at the lowest interest rate, with simplicity and transparency.


We take direction from your vision.


Draft an elaborate proposal for your home loan.


Set up a payment schedule that works for you, and settle your remaining debt.

How Fast You Can Pay 
Your Mortgage

We analyse your current financial situation to advise you the best mortgage. We also help you determine how much you can really afford to borrow. Choosing the right mortgage adviser means knowing about all the available options. You can explore a variety of lenders and types of mortgages at Star Homeloans.


My Existing Home

Increase the market value of your home by renovating it.


In Property

Explore some profitable investment opportunities around you.


My Existing Home

Adjust the payments and interest rates to suit your needs.

Property Report

Our team of professional experts will help you

search, choose and settle your home loan.


Refinancing your mortgage smartly has several benefits. You maybe able to lower your mortgage payment, pay off your mortgage sooner, or get some money out for an investment opportunity.

What People Say About Us

Your financial freedom and stability is what we strive for!

Carmen Catania Damino

Loved working with Anu, very professional and always keeping you in the loop. She found the best deal for us and willing to go the extra mile to get you the best offer. Thanks for your great customer service. Looking forward to working with you again


Sonu Kamboj Thind

We know Vishal from 5 years when we bought our first house. Absolute legend of the field. Professional, Knoweldable, honest and full of experience. He made the whole process very smooth. Highly recommended. Wish you guys more success.


Got a Question?

Everyone has a unique set of resources, vision, and financial goals. Feel free to contact us with your questions about mortgages, home loans and personal finance.

How do I apply for a first-time home buyer's loan?

The best option is to talk to one of our professional brokers about getting a first-time home buyer’s loan, as they will be able to assist you with any queries about getting an appropriate loan. Another option is to choose a credible lender (e.g. a bank, building society, credit union) from our provided list yourself.

What is the average time for a loan application process?

Mortgage approval and financing times differ from lender to lender. The time it takes a mortgage lender to close a loan is a critical factor when looking around for mortgages. Getting a mortgage financed with one of our top lenders shouldn’t take more than 30 to 45 days after you file your application.

What are mortgage points?

It has become a common practice to pay for mortgage points. You can get mortgage points in two forms, discount points and origination points. A point typically costs 1% of the total mortgage amount. An important benefit of purchasing mortgage points is the “buy down” effect on the interest rate.

Can I buy a home with just my salary?

Many people are under the misconception that buying a home requires a boatload of cash. It is not always the case. It depends on the type of house you plan to finance and the type of loan you intend to get.

How does a bank appraisal work?

An appraisal is simply a professional opinion of a third party about the market value of a property. Any time a buyer is seeking a mortgage to purchase a home, the lender will require a bank appraisal. Refinancing also requires a bank appraisal.