First Home Buyers
Through Smart Mortgaging
Managing your finances right, making some smart decisions and choosing the right lender can lead you to becoming a homeowner. Let’s set upon this journey with us!
First Home Buyer Sydney
When it comes to buying a home, getting all the details right from the beginning and availing one of the best first home buyer loans is key to making the process as smooth as possible. Before beginning your house search, determine how much you can afford. Our home affordability calculator can help you set a price range based on your income, debt, down payment, credit score, and area of residence. Once you have chosen your dream home, we can help you to get a suitable first home buyer loan and finalize your mortgage.
You can avail some of the best deals in Australia through our trusted lenders and get a pre-approval for them. Mortgage pre-approvals are offers from lenders to lend you a certain amount and on certain terms. Home sellers and real estate agents see pre-approval letters as proof that you’re serious, and it can give you an edge over home buyers who haven’t yet done this. Get in touch with us today to get a headstart!
Download the Myth Busters E-Book
Learn how to finance a house in 2021 in your favourite suburbs in Australia by reading our comprehensive and elaborate guide to mortgaging and home loans. What are the different types of mortgages and which particular one suits you the best? This and many other questions have been answered in this concise e-book. Bust all the myths and make a practical decision!
Star Homeloans is all about helping you find the best mortgage deal at the lowest interest rate, with simplicity and transparency.
TELL US YOUR GOALS
We take direction from your vision.
PROPOSAL & APPROVALS
Draft an elaborate proposal for your home loan.
SETTLEMENTS TO REVIEW
Set up a payment schedule that works for you, and settle your remaining debt.
Unique Financial Situations
We analyse your current financial situation to advise you the best mortgage. We also help you determine how much you can really afford to borrow. Choosing the right mortgage adviser means knowing about all the available options. You can explore a variety of lenders and types of mortgages at Star Homeloans.
First Home With Just 10k Deposit
Manage your finances smartly and be a
First Home With one day ABN
Buy profitable real estate and expand your business operation.
First Home Even When
You Have DEBT
Don’t let debt stand in the way of your homeownership.
How We Helped Kris
Buy a Property?
with only $10,000 Savings
When Kris and his parents came to us, we worked through their son’s position to understand what was possible. We observed that Kris had a successful history of paying bills on time and had been renting the same property for 3 years at $450 per week.
How Much Can I
Finding out your borrowing capacity is only 1 click away. Let’s start your journey to building your portfolio and growing your wealth today.
– Certified home loan calculators
– Book a FREE consultation session
Book a Call With
an Expert Today
Our team of experts will help you search, choose and settle your ideal home loan.
What People Say About Us
Your financial freedom and stability is what we strive for!
Carmen Catania Damino
Loved working with Anu, very professional and always keeping you in the loop. She found the best deal for us and willing to go the extra mile to get you the best offer. Thanks for your great customer service. Looking forward to working with you again
Got a Question?
Everyone has a unique set of resources, vision, and financial goals. Feel free to contact us with your questions about mortgages, home loans and personal finance.
How do I apply for a first-time home buyer's loan?
The best option is to talk to one of our professional brokers about getting a first-time home buyer’s loan, as they will be able to assist you with any queries about getting an appropriate loan. Another option is to choose a credible lender (e.g. a bank, building society, credit union) from our provided list yourself.
What is the average time for a loan application process?
Mortgage approval and financing times differ from lender to lender. The time it takes a mortgage lender to close a loan is a critical factor when looking around for mortgages. Getting a mortgage financed with one of our top lenders shouldn’t take more than 30 to 45 days after you file your application.
What are mortgage points?
It has become a common practice to pay for mortgage points. You can get mortgage points in two forms, discount points and origination points. A point typically costs 1% of the total mortgage amount. An important benefit of purchasing mortgage points is the “buy down” effect on the interest rate.
Can I buy a home with just my salary?
Many people are under the misconception that buying a home requires a boatload of cash. It is not always the case. It depends on the type of house you plan to finance and the type of loan you intend to get.
How does a bank appraisal work?
An appraisal is simply a professional opinion of a third party about the market value of a property. Any time a buyer is seeking a mortgage to purchase a home, the lender will require a bank appraisal. Refinancing also requires a bank appraisal.