Can I Get First Home Owners Grant Twice?

Can I Get First Home Owners Grant Twice?

Are you a first-home buyer? Do you know about the first home owners grant? If not, then this blog post will be beneficial for you. In this blog post, you will come to know how first home owners grant work, the eligibility for claiming first home owners grants, and what if you already have claimed FHOG. Let’s get started:

What is the First Home Owners Grant?

The Federal Government introduced the first home owners grant in 2000 to support first-home buyers with buying their first home. First home owners grant is a national scheme and it is administrated by states and territories. If you are not sure about whether you are eligible for the first home owners grant, you can seek help from Star Homeloans.

Eligibility for Accessing First Home Owners Grant

There are some conditions that need to be met to apply for first home owners grant in Australia. You can get a $10,000 first home buyers grant in Melbourne. Conditions for aplying for a FHOG scheme may vary from one state to another:

  • You or your partner must not have received a FHOG previously anywhere in Australia.
  • You must not have owned any residential property in Australia, before 1 July 2000 whether it be jointly or separately. However, you may be able to apply for the first home owners grant if you or your partner owned property on or after 1 July 2000 but didn’t live there as your residence.
  • You must live in the home for at least 12 months within 12 months of settlement on the property or from when the home is completely established.
  • Your age must be 18 or above and be a permanent resident or Australian citizen when you settle or when the home is ready to be lived in.

What to Consider When Taking First Home Buyer Home Loan?

If you are looking to take a first home buyer home loan to get home ownership soon, you can get in touch with us. We work with a panel of 60+ lenders that’s why we can offer you great deals. You can check the following things when you look for first home buyer home loan:

  • Current interest rates
  • Choose between Fixed and variable interest rate
  • Deposit size
  • Repayment type

Can I Get First Home Owners Grant Twice?

No. If you already have received the first home owners grant anywhere in Australia, you are not liable to apply for it for the second time. You can receive first home owners grant for one time.

Can You Use the FHOG As a Deposit?

The purpose of the First Home Owner Grant is to support you in managing the expenses of owning a home. However, it may not be enough to cover the entire deposit. The processing time for your application for the First Home Owner Grant usually takes only a week or two. The exact time of receiving the grant depends on whether you are buying or building a house. If you are purchasing an already-built property, you will typically receive the funds during the property settlement stage when all the necessary paperwork is completed, and the keys to your new home are handed over to you. If you are building a new home, the First Home Owner Grant will usually be paid out upon you first drawing down your loan.

Are First Home Buyers Exempt from Stamp Duty?

It depends. Some states provide savings on stamp duty for first-home buyers, others don’t provide concessions on stamp duty at all. In many states, saving on stamp duty is applicable if you purchase or build a new home. It makes it important to know whether stamp savings are available to first-home buyers in Australia. You can use a stamp duty calculator to calculate how much you could save as a first-home buyer.

How to Apply for the FHOG?

It is easy to apply for the first home owners grant, and Star Homeloans can guide you through the paperwork. We will do the legwork for you so you can relax and stay stress-free knowing that everything will be done with perfection.


The blog outlines crucial factors regarding the first home owners grant along with its eligibility and ways to apply for it. If you are looking to get FHOG, you can speak to Star Homeloans as we have helped numerous clients get home ownership.

Other Useful Links:

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